There's value in being 
excellent at payments.


Modo helps you recover lost revenue, reduce hidden costs, and protect customer relationships by orchestrating payments with precision.

 

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Good enough isn’t good enough anymore.

At scale, even small payment failures quietly erode profit, increase churn, and create operational headaches. The best enterprises treat payments as a strategic lever — not a cost center — and unlock new value by fixing what’s broken.

30%


Up to 30% of failed payments can be recovered with smarter routing and retry logic.

Billions+


Billions are lost annually to involuntary churn that could be prevented.

80%


80% of enterprises lack provider flexibility and pay hidden costs they can't see.

Your payments, orchestrated for excellence.

Orchestrate and Optimize

Configure and manage payment flows with precision — routing, retries, fraud, and provider selection — all from one platform.

Gain True Provider Flexibility

Add, switch, or negotiate with providers without vendor lock-in. Turn your payment stack into a competitive marketplace.

See and Fix Revenue Leaks

Get real-time visibility across all flows. Spot failed payments early, stop revenue leakage, and reduce involuntary churn.

Protect Data and Compliance

Secure tokenization, vault freedom, and built-in risk controls keep you ahead of fraud and regulatory requirements.

What being excellent at payments looks like.

You have 
true
optionality.

You turn payments data into action.

You stay ahead of risk.

Compliance is built-in.

Customer experience is seamless.

Involuntary churn is under control.

Your teams work together, not in silos.

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Trusted by complex enterprises.

Modo is purpose-built for the payment demands of Fortune 500 companies, high-volume platforms, and global businesses that know they can’t afford to get payments wrong.


We process tens of billions every month. Reliably, securely, resiliently.

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PCI

Payment Card Industry Data Security Standard: v4.0.1 (October 8, 2024)

Monitored by Secureframe - White+Ink2@2x
NIST800-53-3ab4bb1d

NIST 800-53

Security and Privacy Controls for Information Systems and Organizations

"The Modo team’s responsiveness to dealing with any issues, jumping all in, and dealing with our team is unbelievable. They get things turned around unbelievably quickly and very, very cleanly. I could not be happier with the engagement or the support or the technology that we've gotten from Modo."

Fortune 500 Payments Executive

FAQs

Who works with Modo?

Modo works with recurring revenue businesses that leverage AutoPay and want to reduce payment failures and related churn. Our platform seamlessly integrates with your existing payment stack  to optimize transaction success rates and intelligently route payments for cost savings.

Is ModoPayments a payment processor or other direct participant in the payments ecosystem?

No. ModoPayments is a technology company that provides payment orchestration platform to optimize payment outcomes for AutoPay and other payments use cases. We do not process, hold, or move money. Instead, we help businesses manage their payment flows efficiently, ensuring successful transactions while reducing costs.

Does ModoPOP handle security and data protection?

Yes. We utilize customer data that informs how we process your transactions as quickly and smoothly as possible, and manage the security of all  customer data. We retain details of transactional data, absent any PCI or other sensitive payments details, and share that with you.  You are always in complete control of your customer data.  ModoPOP adheres to rigorous security standards to meet the needs of global banks and Fortune 500 enterprises. We are PCI Level 1 compliant, encrypt and vault sensitive payment data, and ensure secure integrations with all payment providers.

What technical capabilities are required to work with Modo?

Modo is equipped to integrate seamlessly with interfaces to major payment processors, gateways, enterprise billing platforms, and other payment providers. The composable API-based architecture of our platform allows for inserting ModoPOP into existing payment stacks with minimal development effort, simply redirect the connection. Our team works diligently on setup, security, and optimization throughout the implementation process, aiming to minimize disruption to your operations.

Where is ModoPOP hosted?

ModoPOP is hosted on AWS cloud infrastructure in multiple U.S. regions to ensure redundancy and failover protection. For enterprises with specific data residency or compliance needs, we offer deployment options tailored to their requirements and locations.

Does Modo support use cases related to rewards, rebates, or discount programs?

Yes. Modo’s payments orchestration platform enables merchants and partners to configure payment flows that support a wide range of incentive-based use cases, including rewards programs, group discounts, rebate processing, and gift card utilization.

Get in touch.

Want to learn more? Do you have any questions? Let us know how we can help!